Motorcycle & ATV Insurance

Under Georgia law, street-legal motorcycles are required to carry minimum bodily injury and property damage liability coverage before hitting state roads and highways. However, local riders often opt for comprehensive policies to account for risks like wildlife crossings—particularly deer—sudden seasonal downpours, and road debris. Adding options like comprehensive and collision coverage, custom parts protection for modifications, and medical payments helps protect both the rider and their investment wherever you cruise.

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For off-road enthusiasts, ATV and side-by-side insurance addresses risks that standard homeowners or auto policies typically exclude. Dedicated powersports coverage is crucial when trail-riding, visiting local parks, or using utility vehicles for farm and hunting property duties. Policies can provide liability protection against accidental injury or property damage, alongside comprehensive coverage to protect against high theft rates, rollover repairs, weather events, and transport damage.

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A few on-and-off-road coverages:

• Travel Trailer

• E-Bike

• Compact Tractor

• Fifth Wheel

• Campers

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Speak to a specialist at Sammons Insurance today!